2924 MILL ISLAND PARKWAY, FREDERICK, MD 21701

$1,095,000

This custom WATERFRONT luxury home offers everything you could want, combined with the resort-style lifestyle that makes Worman's Mill so desirable. Enjoy peaceful mornings watching kayakers glide down the Monocacy River from your breakfast room, or sip coffee on the expansive 12' x 18 1/2' Trex deck, or cozy side… Read More porch while taking in views of fishermen casting along the water. From the moment you step onto the covered front porch and enter the grand foyer, you'll be impressed by the soaring two-story ceilings in the atrium and family room. The spacious living and dining rooms feature beautiful hardwood flooring, creating an elegant setting for everyday living and entertaining. The stunning family room is highlighted by a beautiful gas fireplace and an abundance of windows that frame breathtaking the views. The upgraded gourmet kitchen is designed to impress, featuring a massive 10.5' x 4.5' quartz-topped island comfortably seating 6, a stylish ceramic backsplash, upgraded cabinetry, and GE Profile stainless steel appliances, including a five-burner gas cooktop, double convection wall ovens, side-by-side refrigerator with ice and water dispenser, dishwasher with hidden controls, and more. A large pantry, mudroom, coat closet, and linen closet add convenience and functionality. The luxurious main-level primary suite offers three spacious closets and a spa-inspired bath with dual vanities, an oversized walk-in shower, and a freestanding soaking tub. Ascending the hardwood staircase with custom runner, you'll find three generously sized bedrooms, including one with an en-suite bath, plus an additional full hall bath. The enormous unfinished lower level provides endless possibilities and includes a full bath rough-in, plumbing for a wet bar or kitchenette, large window, and two walkout exits, making it ready for your custom design and future expansion. The original owners invested extensively in premium upgrades, including Andersen 400 Series tilt-wash double-hung windows with full screens, an upgraded sliding door, Trane furnaces and thermostats, a whole-house humidifier, and additional R-19 insulation in the oversized three-car garage. The garage also features insulated doors with openers. Additional enhancements include the side atrium door, a private side deck area, and custom shelving throughout the home - no wire shelving here. Residents enjoy exceptional community amenities, including swimming pools, scenic paved walking trails through the preserve, tennis and pickleball courts, basketball courts, a putting green, playgrounds, beautiful water features, and a clubhouse featuring a fitness center, library, and billiards room. Launch your kayak, canoe, or tube directly from Bluebell Path and embrace the waterfront lifestyle. The vibrant Town Center serves as the heart of the neighborhood, where residents gather to enjoy live weekend music, community events, food trucks, and outdoor dining. Choose from three neighborhood restaurants and enjoy al fresco dining just moments from your doorstep. This exceptional waterfront home combines luxury, comfort, thoughtful upgrades, and an unmatched lifestyle in one of Frederick's most sought-after communities. Read Less

Courtesy of James Bass, Real Estate Teams, LLC 301-695-3020

Listing Snapshot

Days Online

Last Updated

Jun 14, 2026

Property Type

Single Family Residential

Beds

Full Baths

Partial Baths

Square Ft.

3,855

Lot Size

0.38 Acres

Year Built

2017

MLS Number

MDFR2083710

Additional Details

Property Access

Road Responsibility: City/County

Appliances & Equipment

Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Icemaker, Oven - Double, Oven - Wall, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater

Basement

Connecting Stairway, Daylight, Partial, Full, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Space For Rooms, Walkout Level, Windows, Rough Bath Plumb

Building

Built in 2017, Living area: 3855, Levels: 3, Construction Materials: Vinyl Siding, Stone

Cooling

Central A/C, Zoned

Doors

Sliding Glass

Accessibility Features

None

Exterior Features

Patio/Porch Features: Deck(s), Porch(es), Extensive Hardscape, Sidewalks, Street Lights

Fireplaces

1 fireplace

Floors

Carpet, Ceramic Tile, Hardwood

Foundation

Concrete Perimeter

Garage

3 spaces

Heating

Heat Pump(s), Forced Air, Zoned

Home Owner's Association

Association Fee: $267, Fee Frequency: Monthly, Fee Includes: Common Area Maintenance, Lawn Maintenance, Management, Reserve Funds, Snow Removal, Lawn Care Rear, Pool(s), Amenities: Club House, Common Grounds, Exercise Room, Game Room, Jog/Walk Path, Library, Meeting Room, Pool - Outdoor, Putting Green, Swimming Pool, Tennis Courts, Water/Lake Privileges

Interior Features

Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors, Breakfast Area

Lot

0.38 acres, Backs to Trees, Landscaping, Fishing Available, Stream/Creek

Pets Policy

Allowed: Number Limit

Property

Excellent, Other structures: Above Grade, Below Grade, Garden/Lawn, Panoramic, River, Scenic Vista, Water

Roof

Architectural Shingle

Security Features

Electric Alarm

Sewer

Public Sewer

Taxes

Additional parcels description:, Annual Amount: $15,722, Lot: 563, Year: 2026, Zoning: R, Zoning description: Residential

Utilities

Cable TV Available, Natural Gas Available, Phone Available, Sewer Available, Water Available, Electric Available, Water Source: Public

Water Features

Water Body Name: Monocacy

Windows

Double Pane, Energy Efficient

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